AML TALLINN 2026
Nordic-BALTIC
AML / FinCrime & Tech Conference 2026
Transparency, Technology and Trust in a Shifting Banking, Financial & Crypto Landscape
Day 1 - 5 May I Day 2 - 6 May
Onsite at Swissôtel Tallinn, ESTONIA
Online via Wizywebinar
ORGANIZED BY:
info@finesto.ee I (+372) 5173623
Conference Theme 2026
"Navigating the Future of Financial Integrity. "
The Nordic-Baltic AML / FinCrime & Tech Conference 2025 brings together regulators, supervisors, practitioners, and innovators to explore the future of compliance, financial crime prevention, and technology.
Day 1 Focus - AML / TF & Regulatory Strategy
Day 1 focuses on the evolution of the EU AML framework and national implementation, including AMLA’s supervisory role, regulatory priorities, cross-border intelligence sharing, sanctions policy and practical implications for obliged entities. The discussions bridge policy, supervision and market practice, offering clarity on how AML regulation is applied in real-world financial and crypto environments.
Day 2 Focus – FinCrime, Fraud & Enforcement
Day 2 shifts the spotlight to financial crime prevention and enforcement, covering fraud schemes, instant payments risks, investigations, asset recovery, sanctions enforcement and public-private cooperation. The program highlights how technology, data and advanced analytics are transforming fraud detection, compliance efficiency and cross-border investigations.
Across Both Days – Technology, Payments & Innovation
The program integrates discussions on FinTech, payments and instant payments, crypto and digital assets, AI-driven risk intelligence, fraud prevention technologies and data-led decision-making. The agenda reflects how innovation, transparency and trusted technology solutions – from payment networks to RegTech and crypto analytics – are strengthening financial resilience and enabling more effective AML and FinCrime responses across the sector.
CONFERENCE VENUE
ONLINE CONFERENCE
via
The working language of the conference is English.
Diamond sponsor
Telco Cooperation Partner
Day 1 Speakers
Kilvar KESSLER
Former Chairman of the Board of Finantsinspektsioon - Estonian (FSA)
Kerstin PILT
Chair of the Management Board, Estonian Financial Supervisory Authority (FSA)
Rainer OSANIK
Head of Financial Information and Intelligence Policy Department of Estonian MoF
Agenda
DAY 1 - 5th MAY
AML / TF Focus:
EU Policy, Supervision & Market Practice
Morning Sessioon: EU AML Architecture & National Implementation
8:30 - 8:55
Morning Coffee and Networking
8:55 - 9:00
Opening Remarks by Conference Chair
9:00 - 9:10
Opening Address – Estonian Government
9:10 - 9:30
OPENING KEYNOTE
"AMLA at the Helm – Building Europe’s New AML/CFT Supervisory Framework. " (TBC)
Key themes:
AMLA strategy, governance model and supervisory priorities
Latest developments in the EU AML action framework
Implications for cross-border supervision and cooperation
What AMLA expects from national authorities and market participants
9:30 - 11:00
KEYNOTE + PANEL
9:30 - 10:00
REGULATOR KEYNOTE
"Estonia’s Financial Supervision Strategy 2026. "
Kerstin PILT, Chair of the Management Board, Estonian Financial Supervisory Authority (FSA)
Key topics:
Risk-based supervision in a changing financial ecosystem
FSA priorities for banks, fintechs, VASPs and PSPs
Supervisory convergence in the EU
10:00 - 11:00
PANEL DISCUSSION
"MiCA in Practice – What Supervisors and Market Participants Are Learning. "
Discussion points:
First supervisory experiences under MiCA
Licensing, governance and compliance expectations
Interaction between MiCA, AMLA and national supervision
Practical lessons for crypto and fintech players
Kerstin PILT, Chair of the Management Board, Estonian Financial Supervisory Authority (FSA)
Panel Moderator: TBA
11:00 - 11:30
Coffee Break & Networking
11:30- 13:00
KEYNOTE + PANEL
"AMLD6 – What It Brings (and Confuses): Clearing the Fog for Market Participants."
12:00 - 12:20
Opening remarks
"Setting the Risk Agenda: Key Threats and Policy Priorities Ahead. "
Rainer OSANIK, Head of Financial Information and Intelligence Policy Department of Ministry of Finance Estonia (MoF)
12:20 - 13:00
Panel Discussions:
“Criminal vs Administrative Liability in AML Enforcement – Where the Line Is Drawn. ”
Panel discussion:
Criminal liability vs administrative liability
Predicate offences and enforcement thresholds
Alignment with national criminal law
What market participants must change in practice
Panel Moderator: TBA
13:00 - 14:00
Lunch Break and Networking
Afternoon Sessions: Practical AML Challenges, Legal Debates and the Future of Compliance Teams
14:00 - 14:30
KEYNOTE PRESENTATION
"New Estonian AML Act (RahaPTS): Policy Direction and Key Changes. "
Focus:
Why a new AML Act is needed
Policy shifts in Estonia’s AML approach
Alignment with EU AML Package
What changes for obliged entities
Ministry of Finance, (TBA)
14:30 - 15:45
14:30 - 14:45
KEYNOTE + PANEL
"Cross-Border Intelligence Sharing: From Policy to Practice. "
Focus:
Cross-border data exchange in AML/TF investigations
FIU cooperation under the new EU AML framework
Practical challenges and opportunities
FIU Estonia, TBA
14:45 - 15:45
PANEL DISCUSSION
"Data Automation & Governance – Driving Quality, Effectiveness and Trust."
Themes:
Data automation in AML supervision and compliance
Data quality vs quantity
Governance, accountability and auditability
Supervisory expectations
Panelists: FIU, FSA, banks, RegTech providers
Panel Moderator: TBA
15:45 - 16:00
Coffee Break & Networking
16:00- 16:30
SANKTIONS KEYNOTE
"The EU Anti-Fraud Architecture – What’s New and What’s NextSanctions 2026 – USA, EU and Russia: Secondary Sanctions and Global Spillovers. "
16:30 - 17:15
PANEL DISCUSSION
"EU & Global Sanctions Policy – Enforcement, Evasion and AML Implications. "
Discussion points:
Secondary sanctions risk
Sanctions evasion typologies
Role of FIUs and supervisors
Impact on EU financial institutions
Moderator: TBA
17:15 -17:30
Conference Day Closing Remarks
17:30
End of Conference Day 1
Day 2 Speakers
Agenda
DAY 2 - 6 May
FinCrime Focus: Fraud, Investigations, Technology & Enforcement
*The agenda is beeing updated
8:30 - 8:55
Morning Coffee and Networking
8:55 - 9:00
Opening Remarks by Morning Session Moderator
Morning Session: Fraud, Enforcement & EU Architecture
9:00 - 9:30
KEYNOTE
"The EU Anti-Fraud Architecture – What’s New and What’s Next. "
Ministry of Justice and Digital Affairs, TBA
Focus:
Building a National Strategy for the Next Frontier of Fraud
Latest EU anti-fraud and anti-corruption initiatives
Coordination between EPPO, Europol and national authorities
Impact on financial institutions and PSPs
9:30 - 10:30
CASE STUDY SESSION
"Financial Crime Investigations in Practice. "
Cases & best practices:
Money laundering and fraud investigations
Asset recovery and confiscation
Sanctions compliance failures
Lessons from EU Member States
10:30 - 11:30
PANEL DISCUSSION
"Building Smarter Defences – for Fraud Prevention. "
Topics:
National FinCrime Action Plan
Instant payments & APP fraud
AI-RegTech-driven detection models
Balancing speed, security and customer experience
Supervisory expectations
11:30 - 12:00
Coffee Break & Networking
12:00 - 13:00
PANEL DISCUSSION
"Compliance, Criminal Defence & Whistleblowing – Where the Lines Are Drawn. "
Discussion points:
Whistleblowing frameworks in practice
Corporate criminal liability
Rights of defence vs compliance duties
Sector-specific challenges
13:00 - 14:00
Lunch Break & Networking
Afternoon Sessions: Cross-Border Cooperation and PPP in Combating Financial Crime: From Strategy to Execution
14:00 - 15:00
AFTERNOON SPOTLIGHT SESSIONS / WORKSHOPS
Parallel Session I
Using technology to enhance financial crime investigations
Asset tracing and recovery techniques
Parallel Session II
Advanced analytics & AI in fraud detection
Cross-border PPP models that actually work
15:00 - 15:30
Parallel Session I and II Conclusions
15:30 - 16:00
Coffee Break & Networking
16:00 - 17:00
CLOSING PANEL
"The Future of FinCrime Fighting – Skills, Technology and Cooperation. "
Key questions:
What capabilities do organisations need by 2030?
Human expertise vs automation
PPP as a structural necessity
17:00 - 17:15
Closing Remarks of Conference
17:15
End of Conference
*The organisers reserve the right to make any necessary changes to the programme*
One Day Ticket
DAY 1 or DAY 2
ONSITE Ticket
Special Early Bird Registration
Until 28 February 2026
€299 + VAT
Early Bird Registration
Until 31 March 2026
€399 + VAT
Standard Registration
Until 4 May 2026
€449 + VAT
ONSITE Ticket
Special Early Bird Registration
Until 28 February 2026
€299 + VAT
Early Bird Registration
Until 31 March 2026
€399 + VAT
Standard Registration
Until 4 May 2026
€449 + VAT
Two Days Ticket
BOTH DAYS
ONSITE Ticket
Special Early Bird Registration
Until 28 February 2026
€499 + VAT
Early Bird Registration
Until 31 March 2026
€599 + VAT
Standard Registration
Until 4 May 2026
€699 + VAT
ONLINE Ticket
Special Early Bird Registration
Until 28 February 2026
€249 + VAT
Early Bird Registration
Until 31 March 2026
€299 + VAT
Standard Registration
Until 4 May 2025
€349 + VAT
Additional Terms
- Multiple tickets (2–3) purchased by the same paying organisation receive a 10% discount.
- Larger group discounts apply depending on the number of participants from one organisation.
- For sponsorship opportunities and complimentary VIP tickets included in partner packages, please contact the organiser directly.
Questions & enquiries: info@finesto.ee | reigo.reimand@finesto.ee | +372 517 3623
Registration form
Please fill the registration form here (onsite and online):